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New mortgage rule will have implications for Toronto consumers

A new mortgage rule around down payments, which went into effect Feb. 11, 2016, will have some implications for potential home buyers, Toronto real estate lawyer Anar Dewshi ... Read more

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New mortgage rule may cause buyers to recalculate

The new requirement to qualify for mortgage-loan insurance won’t have much of an impact on buyers, Toronto real estate lawyer Patrick J. Aulis tells AdvocateDaily.com . ... Read more

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Another reason for title insurance

By Daniel Bernstein A recent case from the Ontario Court of Appeal should make all real estate lawyers and their clients think twice about not getting title insurance on home ... Read more

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Administrative authorities signal new reality for condo sector

Given the rapid change in Ontario's condominium industry over the past two decades, the recent creation of two new separate administrative authorities (AAs) to oversee the ... Read more

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Condo corps may call ‘special assessment’ to generate cash flow

Condominium corporations are often viewed skeptically by lenders when they seek to borrow money, but there’s a way to secure a loan to satisfy them, says Toronto ... Read more

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Mortgage lender research key to fraud prevention

When it comes to avoiding real estate fraud, it is important for third-party lenders to make the necessary inquiries to determine that there are no prior undisclosed mortgages, ... Read more

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New home buyers beware interest rate differential penalty: Drummie

Toronto real estate lawyer Blair Drummie has a word of caution for new home buyers involving the Interest Rate Differential (IRD) penalty that banks charge for ending your ... Read more

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Laredo welcomes Tarion Warranty Corp. review

Toronto real estate lawyer Lisa Laredo tells Law Times says the Ontario government’s announcement that it will conduct a review of Tarion Warranty Corp. and the ... Read more

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Purchasing real estate online poses legal, public policy concerns

By Lisa Laredo Canada-wide real estate search site BuzzBuzzHome says it will soon launch a service where a potential buyer of a yet-to-be-built condominium can peruse ... Read more

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OCA tasks title insurer with coverage over structural damage

A recent Ontario Court of Appeal decision ordering a title insurance company to cover the claim of a Toronto couple when their house was declared unsafe is based on sound ... Read more

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New CMHC rule could have impact in Toronto, Vancouver markets

With the announcement the federal government is boosting the minimum down payment for higher-priced homes in Canada, it will likely be the Toronto and Vancouver housing markets ... Read more

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Conant to discuss Bill 106 at Condominium Conference

Toronto condominium lawyer  Armand Conant will share his insights into the latest updates related to Bill 106 at the 19 th Annual Condominium Conference later this month. ... Read more

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Bill 106 changes 'big step forward' for Ontario condo industry

For condominium directors, the balancing act between running a not-for-profit corporation and sustaining a community for families is not easy — but there is hope that the ... Read more

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Howden to moderate panel on condo health and safety

Toronto litigation lawyer  Deborah Howden will be sharing her thoughts on condo health and safety at the upcoming 19 th Annual Condominium Conference. On Nov. 13 ... Read more

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Compensation not guaranteed for delayed occupancy

While the Tarion Warranty Corporation requires that a delayed occupancy warranty be attached to every agreement of purchase and sale of a newly constructed dwelling, the nature ... Read more

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Beware of 'quirky' issues when buying, selling cottage

As cottage season draws to a close and sellers become more motivated to list their properties, it’s important to note that buying and selling a cottage can present a number ... Read more

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CRA increasing scrutiny on condo corporation activities

Although condominium corporations have long been treated as tax-exempt not-for-profit corporations — free to carry on their activities as long as they submit an annual ... Read more

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Rising fees, urgent repairs may impact resale of condo units

A steep rise in monthly fees to cover urgent repairs — including falling concrete, faulty elevators and toxic mould — at an Etobicoke condominium is “every ... Read more

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No shame in new lawyers saying 'I don't know'

New lawyers building up credibility with clients should not be afraid to say three words rarely uttered in the profession — “I don’t know,” Toronto real ... Read more

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Legislation aims to crackdown on ‘phantom’ offers

New rules around so-called “phantom bids” will make it easier to take action against agents who falsify or fabricate information or documents, Toronto real estate ... Read more

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